The world can suck my ass right now. I just found out my identity has been stolen; a collection agency called me about a cell phone account I supposedly never paid. This is not the first time someone’s used my SSN. I just found out that my college is not accepting half of my transfer credits (that they accepted before) so I can’t graduate until I take two more classes. I can’t afford to attend another semester at my college, so I can only complete things if they let me take courses at the community college to transfer in. I probably can’t get a private loan for that, either, so we’ll have to scrape things from savings. That means we aren’t going to have money to pay for the trip we’ve already committed to for my husband’s international orchestra tour, but we’ve already said we’re coming and the deposit is non-refundable. If we want to go I’m going to have to borrow money from my grandparents…yep, the same grandmother that was diagnosed with cancer. Combine that with possibly being kicked out of our house because my father-in-law owns it and he might have to file bankruptcy which would mean they repossess it, and you can see how all of this is crashing down at once. Not to mention we’re going to have to move this summer anyway to be near whatever grad school my husband gets into, so if we get kicked out we’re not going to be able to sign a lease of any kind unless we don’t mind breaking it and losing more money. I’m going to go lay down and sleep off my stress before I have to go to work all weekend and finish the shit ton of class work that’s due on Monday. The world just took a huge dump on me and I’m not sure I can dig myself out like I have before. Until further notice there will no new postings for a while. If you want to help me out, find the motherfucker who’s using my personal information to rack up phone bills and credit cards and take his ass out. Otherwise, happy thoughts and gifts of $5,000 or more are appreciated. Fuck. this. shit.
Edit: The comment about money was written in a haze of anger and was meant as an indicator of how much money I’m going to be out once everything is said and done, not counting any additional student loans. I do not actually want you guys to send me money. Unless you really are a millionaire, in which case send as much as you want. Thanks much.
DUDE THAT SUX.
If I were you, I’d down a pan of brownies.
Which is why I’m still in the double digit dress sizes.
Don’t take my advice.
It still six
I would, but I’m eating as little sugar and wheat as possible so those would be a total disaster for me. I may make my gluten-free, sugar-free blueberry muffins, though. They also totally taste as good as (if not better than) “regular” muffins. My hubby gave it his stamp of approval, which is saying a lot. He normally hates gluten-free recipes. Or maybe I’ll say “fuck it” and eat a chocolate bar. We shall see.
Jesus dude. Why the hell are they not accepting your transfer credits? Did you get anything in writing? I’m soo sick of universities being idiots. We’re fighting hubby’s school right now. Though he did the work and got the grades, they’re saying he never participated. I hope things get better and I second the brownie idea.
Longest story EVER. I’ll try to keep it brief. Basically, I transferred in all my shit after I took it, right. All my shit was accepted, right? Remember the post about shit disappearing? That happened, then this week I got another transcript. They said only two of my four courses transfer in because the other two are “repeats” of something I already took here. I suppose it’s true, but I had already taken those courses when I transferred in the courses the first time. But the new registrar basically called me a liar when I told her this was the 5th time I’ve brought in my transcript, so I doubt she’ll believe they were transferred in without a problem before. That lady rubs me the wrong way and I swear to God if I have one more fucking problem with the registrar or business office before this May, I will hurl rocks through their goddamn office windows.
Your bank should have some sort protection in place. If you protest any charges, preferably in writing, they will usually reverse the charges and investigate anything out of the ordinary. The college you go to now should accept the credits if you can get the community college to fax or contact the offices directly. As for credit agencies, draft a letter explaining that you are disputing the entries on your report as invalid/not belonging to you and they should be able to remove that fairly easily.
There’s a process for it and both the credit agencies and any falsely-owed creditors should have the steps you’ll need to take for disputes on their websites.
~Take no prisoners, hon. You earned those credits. Kick ass and take names!
I wish I could help you with the family and trip stuff.
I’ll send warm, fuzzy money wishes your way!
:huggles:
~watergirl~
This is not an issue of ID theft where someone took my money; they used my full SSN to open new accounts elsewhere, including an ATT phone account, which I’m getting collection calls about despite me not being the person who opened it. Unfortunately I don’t know to what extent the damage is, and I know it’s going to take months to sort out just like last time. I need my credit to be decent so I can get private loans for the next fucking semester I apparently have to take. Credit agencies need a police report so I can file, I have to send proof via snail mail, and by the time they do anything it will be past the time I have to get my student loan. I swear to God if I can’t get a loan because some jackass fucked up my credit, I will lose my shit.
The credits…that’s a whole ‘bother story about registrar incompetence. Read my response to APS for more detail.
I hope the rocks and bags of flaming dog poo get the points across to their respective intendeds. That registrar sounds like she needs a bit of her own medicine. May she be found attractive by a large, warty toad who smells bad and has a drooling problem.
As for the asshat who jacked your SSN, his crops will wither in the field, his cattle will sicken and die and his manhood will shrivel and become a useless husk. 
Ok, so it’s not original like the bit for your registrar. Bet ya still laughed!
:hugs:
~watergirl~
You should be able to find a month-to-month lease of some kind. I can’t remember which state you live in but most areas I know of have people that need transitory people between long-term tenants.
Perhaps, but I don’t know of any that aren’t shitholes in my little town. At best I suppose we could let my dad keep our dog and store our things, and we could live out of a cheap motel until graduation. I dunno. I hope they can stretch it out long enough so that we don’t have to worry about it, but things aren’t looking good. They thought they’d be down the drain by the end of 2011 and have held on so far…maybe they can make it for a little longer.
My identity was stolen too, and I can’t even describe how it feels to know that someone out there is pretending to be YOU and RUINING your NAME! It’s AWFUL. So very violating. I know how you feel and I’m sorry to hear you are having to go through it, too. I got identity protection so I get notified now when someone tries to use my name or my credit, but I still had to jump through SO many hoops to clear most things up. They even got money out of our bank account. (Which the bank DID give back.) I hope things turn out okay for you. Hang in there.
It’s mostly frustrating for me because of the paperwork I have to fill out and the time I waste making things right again. Last time it was a bank account opened with a fake ID. This time someone actually used my SSN, which means my personal info was somehow compromised and is floating around somewhere. That scares me. I’m about to enter the real job market and I can’t have them run a background check and have fraudulent info pop up, you know? Cripes. Glad you have an alert set up for you. Mine is set to not allow opening new lines of credit without 2 types of confirmation, but unfortunately this person opened up an ATT account which is not a line of credit, but a monthly bill that they failed to pay. *sigh* They also opened it online so of course there was no check to confirm its validity. What a fucker. I’m going to ask the FTC to release the notes in the ATT account (which contain the person’s name and address since the dumbass was stupid enough to change it to his own) so that hopefully I can provide it to the police for follow-up. I’ve heard they won’t do much, though, so maybe I’ll just drop flaming dog shit on his doorstep with a note like “STOP USING MY SSN YOU FREAKIN SCUMBAG!” We’ll see how it goes.
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